They also felt less confident about the likelihood that they will earn a raise.
"While overall economic conditions appear to have moderately improved, consumers are uncertain that the momentum can be sustained in the months ahead," said the Conference Board's Lyn Franco in a statement.
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Now, five out of six of Capital One cards for consumers with average credit have an APR of 22.9 percent or higher. The issuer eliminated the promotional APR on the US Airways Premier World Master Card and extended the card's interest-free balance transfer offer from 12 months to 15 months.
Introductory, or teaser, rates are not included in the calculation.Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.Fax and My Fax allows you send a fax to any fax machine in the United States (including Puerto Rico), Canada, China, Japan, UK, South Korea and more for free.It's a good sign for consumers, too: More competition for their business means they should have more success at shopping for better deals.After a wrenching half-decade of slow economic growth, consumers are now slowly rebuilding their finances and are far more likely to repay their bills on time than they were just a few years ago.